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[title] => Uskoro stiže povrat poreza! Evo na što ga nikako ne biste trebali potrošiti, a sigurno vam je palo na pamet
[alias] => uskoro-stize-povrat-poreza-evo-na-sto-ga-nikako-ne-biste-trebali-potrositi-a-sigurno-vam-je-palo-na-pamet
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Isplate povrata poreza kreću u svibnju, a najveći povrat i ove godine smiješi se mlađima od 30 godina. Ovisno o iznosu povrata, on se može koristiti za brisanje duga na vašoj kreditnoj kartici ili vam može pomoći u stvaranju fonda za hitne slučajeve. Nažalost, mnogi ljudi svoje povrate troše na nešto neozbiljno što nimalo ne ojačava njihove financije.
Najbolji način je da na svoj povrat poreza gledate kao na priliku da povećate svoje bogatstvo, a ne kao na besplatnu propusnicu za trošenje novca – smatrajte to nagradom za naporan rad tijekom prethodne godine.
Jedan od najpametnijih poteza koji možete učiniti jest uložiti novac na štedni račun s visokim prinosom, piše GoBankingRates, prenosi N1.
Sada kada znate jedan od najpametnijih načina za iskorištavanje povrata poreza, evo nekih stvari koje nikada ne biste trebali raditi s njim.
1. Kupiti drugi automobil koji vam ne treba
Možda bi bilo primamljivo cijeli povrat novca staviti u predujam za drugi automobil koji ste oduvijek željeli, ali to je pogreška ako vam taj automobil stvarno ne treba.
Automobili gube velik dio svoje vrijednosti čim ih odvezete s parkirališta. Ovakva investicija vas potencijalno može unazaditi godinama.
2. Otići na odmor iz snova
Osim ako vam ostatak financija nije u dobrom stanju, vjerojatno je pogreška potrošiti povrat poreza na skupi odmor. Gledajte na to ovako: ako svoj povrat uložite u imovinu koja može povećati vaš novac, povrat koji dobijete mogao bi isplatiti budući odmor.
3. Prokockati sav novac
Postoji razlog zašto kockarnice zarađuju toliko novca – izgledi idu njima u prilog.
Igranje na automatima za igre na sreću ili stolovima za ajnc može biti zabavno (barem neko vrijeme), ali vam može vrlo brzo iscrpiti povrat poreza.
4. Kupiti gomilu nove odjeće
Iako ste možda umorni od gledanja iste stare odjeće u svom ormaru, povrat poreza ne bi trebao biti potrošen na novu odjeću.
Ako želite oživjeti svo ormar pristupačnim odjevnim predmetom, odvojite za to samo mali dio svog povrata.
5. Opremiti se stvarima koje nikad nećete koristiti
Možda mislite da vam treba vrhunski aparat za kavu, nova oprema za vježbanje ili skupi sokovnik, ali ako će oni stajati u kutu nakon jedne ili dvije upotrebe, onda je trošenje vašeg povrata poreza na njih bacanje novca.
6. Uložiti u nešto riskantno
Potrošiti povrat poreza u nesigurno ulaganje je pogreška, osobito kada postoji mnogo drugih mogućnosti za ulaganje s manjim rizikom.
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Isplate povrata poreza kreću u svibnju, a najveći povrat i ove godine smiješi se mlađima od 30 godina. Ovisno o iznosu povrata, on se može koristiti za brisanje duga na vašoj kreditnoj kartici ili vam može pomoći u stvaranju fonda za hitne slučajeve. Nažalost, mnogi ljudi svoje povrate troše na nešto neozbiljno što nimalo ne ojačava njihove financije.
Najbolji način je da na svoj povrat poreza gledate kao na priliku da povećate svoje bogatstvo, a ne kao na besplatnu propusnicu za trošenje novca – smatrajte to nagradom za naporan rad tijekom prethodne godine.
Jedan od najpametnijih poteza koji možete učiniti jest uložiti novac na štedni račun s visokim prinosom, piše GoBankingRates, prenosi N1.
Sada kada znate jedan od najpametnijih načina za iskorištavanje povrata poreza, evo nekih stvari koje nikada ne biste trebali raditi s njim.
1. Kupiti drugi automobil koji vam ne treba
Možda bi bilo primamljivo cijeli povrat novca staviti u predujam za drugi automobil koji ste oduvijek željeli, ali to je pogreška ako vam taj automobil stvarno ne treba.
Automobili gube velik dio svoje vrijednosti čim ih odvezete s parkirališta. Ovakva investicija vas potencijalno može unazaditi godinama.
2. Otići na odmor iz snova
Osim ako vam ostatak financija nije u dobrom stanju, vjerojatno je pogreška potrošiti povrat poreza na skupi odmor. Gledajte na to ovako: ako svoj povrat uložite u imovinu koja može povećati vaš novac, povrat koji dobijete mogao bi isplatiti budući odmor.
3. Prokockati sav novac
Postoji razlog zašto kockarnice zarađuju toliko novca – izgledi idu njima u prilog.
Igranje na automatima za igre na sreću ili stolovima za ajnc može biti zabavno (barem neko vrijeme), ali vam može vrlo brzo iscrpiti povrat poreza.
4. Kupiti gomilu nove odjeće
Iako ste možda umorni od gledanja iste stare odjeće u svom ormaru, povrat poreza ne bi trebao biti potrošen na novu odjeću.
Ako želite oživjeti svo ormar pristupačnim odjevnim predmetom, odvojite za to samo mali dio svog povrata.
5. Opremiti se stvarima koje nikad nećete koristiti
Možda mislite da vam treba vrhunski aparat za kavu, nova oprema za vježbanje ili skupi sokovnik, ali ako će oni stajati u kutu nakon jedne ili dvije upotrebe, onda je trošenje vašeg povrata poreza na njih bacanje novca.
6. Uložiti u nešto riskantno
Potrošiti povrat poreza u nesigurno ulaganje je pogreška, osobito kada postoji mnogo drugih mogućnosti za ulaganje s manjim rizikom.
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12. svibanj 2024 07:26
